How to pay for therapy
Paying for therapy is among the most commonly cited barriers for families seeking support. We have done our best to provide as much information as possible, and if you have a question that isn't answered here, you can contact us at 360.357.2370 or firstname.lastname@example.org.
Questions to ask your insurance Coverage varies greatly; please contact your health insurance plan to learn more about what your plan covers. Do my insurance benefits include mental health services? What is the coverage amount per therapy session? Will I be required to pay a copay? Is there a limit to the number of sessions per year my plan covers? What is my deductible? Do I need to get approval from my primary care physician?
Insurances Accepted: Aetna, First Choice Health Care, Lifewise, Premera Blue Cross, Uniform Medical, Regence, EAP programs & out-of-network benefits for most plans.
$210/hr. for initial session
$170/hr. for individual sessions
$190/hr. for family therapy sessions
$280/hr. for mental health evaluations
Other evaluations available, please call for rates
$70 per session,
$120 for couples.
For Interns, there is a $40 administrative fee.
Terms to understand your insurance
Deductible: An amount of money you must pay before the insurance pays anything related to your care. If applicable, you will be asked to pay any outstanding deductible at the time of service.
Co-payment: An amount set by your insurance company. The amount depends on your specific plan. It is to be paid at the time of service, if applicable. Please check with your insurance company for more information.
Co-Insurance: A percentage set by your insurance plan that you must pay. For example, the insurance may pay 80%, and the patient pays 20%. Please check with your insurance company for more information. If applicable, you will be asked to pay any estimated co-insurance at the time of service.
Low Cost Options We provide access to graduate level interns under superivion as well as Professional Associates that have graduates and are working towards full licensure at reduced ratees as they are often not covered by insurance.
Cancellation Policy If you need to cancel or reschedule your appointment for any reason, notify the office by phone or email 24 hours prior. If an appointment cancellation is made with less than 24 hours notice a $50 fee (not covered by insurance companies) will be charged. For self-pay clients, the late cancellation fee is equivalent of your session's rate. In the event that a cancellation is not made and you simply do not show up to your appointment, you will be charged the full session amount (not covered by insurance).
Good Faith Estimate As of January 1, 2022, all healthcare providers are required to provide estimates of the costs of your care if you are paying out of pocket or if your provider is billing out of network. The Good Faith Estimate shows the cost of items and services reasonably expected for your healthcare needs and treatment. This office will provide this upon scheduling and/or as requested. This Good Faith Estimate does not include unexpected costs that could arise during treatment.
Third Party Correspondence There is a $70 per 1/2 hour charge for 3rd party correspondence and reports. This is NOT covered by insurance companies.
The law protects the relationship between a client and a psychotherapist. Information between a client and therapist cannot be disclosed to a third party without written permission.
Suspected child abuse or dependent adult or elder abuse. We are required by law to report such incidents to the appropriate authorities immediately.
The threat of serious bodily harm to another person/s. The law requires us to notify the police and inform the intended victim.
The threat of self-harm. We are required by law to take appropriate action to ensure personal safety.
What is Therapy? Psychotherapy is a journey of growth between a client and clinician, which is built upon a strong therapeutic alliance comprised of trust, mutual respect, empathy, and complete acceptance. The services utilized at Olympia Therapy include evidence based practices, such as cognitive behavioral therapy (CBT), which targets unhelpful and problematic thoughts, negative emotional states, and maladaptive behavior patterns that may make one's life smaller. Our clinicians strive to meet all clients where they are at while examining what concerns brought them to treatment. Unique client specific treatment plans are implemented to best serve our clients' goals in a manner that is in alignment with their values.
Will Professional Therapy Help Me? Therapy is an active, collaborative process between a client and clinician. It is our hope that our clients will participate in the change process in a purposeful and meaningful manner, as the road to change can be challenging and bumpy! We strive to provide skills that are client specific and work toward their goals, which may include stress management, behavioral activation to combat depression, anxiety reduction techniques, parenting plans and psychoeducation, among other clinically indicated treatment interventions. Risks: Counseling is an intensely personal process that has many benefits; however, it can occur that an escalation of negative symptoms occurs in the short term as the process unfolds. This may include surfacing of unpleasant emotions or memories, feelings of heightened discomfort, increased tension in relationships, causing fear, doubt, or resistance. This is normal and can be tempered through discussion, as can frustrations that arise according to expectations and one’s sense of urgency. Benefits: There are many benefits to therapy and clients are encouraged to consider the risks and benefits of therapy before committing. Some of the many benefits of therapy include improved awareness and insight, development of tools, skills, and coping mechanisms, reduction in symptomatology, greater confidence, better communication skills, emotional regulation, behavioral modification, and improved relations. Research has consistently supported the value of therapy over time.
What Does the Therapeutic Process Entail? Typically the therapy process starts with an intake interview, which includes a review of the terms of Disclosure and Informed Consent, and continues with diagnostic protocols and the development of therapy goals in the form of a Treatment Plan, which is updated regularly. Therapeutic techniques are employed in line with presenting goals and issues, often including dialogue, psychoeducation, relaxation, skill building, role modeling, reframing, and homework, to name a few. Therapy goals many be completed within 4-6 months when the focus is limited to resolving specific symptoms or problem areas, or longer if the focus of treatment is on more pervasive, long-standing difficulties. We generally like to see clients weekly at the onset of therapy, tapering as symptoms ease and progress is made. Alternatives: At times it may become necessary to restrict or terminate therapy, or to refer our clients to another professional, or for specialized services. This may be done when safety concerns arise, where needs arise that are better met by another or adjunct professional, or when the dynamics between client and therapist suggest the need for change. If this should occur, we can discuss the concern to determine the best course of action. We will of course do everything we can to assist in providing referral options. The risks and benefits of outside therapy are not under the control of Olympia Therapy. If you have any questions regarding the above information, or any other office practices, please ask!